Financial Sustainability for the Business Correspondent Model
December 19, 2013
December 19, 2013
December 17, 2013
This case study analyzes Cashpor’s Business Correspondent (BC) model from a business sustainability perspective.
This case study looks at how an existing channel of delivery can be improvised and customized to effectively reach and serve the poor in a sustainable way.
This report—based on a representative state-wide study of microfinance in Karnataka, India—demonstrates that it is possible and necessary for the microfinance sector to measure and understand itself through a strongly and consistently pro-poor lens and make decisions based on this.
Prevailing wisdom holds that the ultra-poor are too poor to save money. This study examines the savings behavior of ultra-poor women served by the Livelihood Pathways for the Poorest project, which is jointly implemented by Grameen Foundation and the Livelihood School (part of BASIX group of companies), in Gaya District, Bihar, India.
For over 30 years, microfinance institutions (MFIs) have been successfully serving some of the poor and poorest people around the world, primarily with credit products. Generally however, MFIs grapple to successfully add savings services to their portfolio of financial products.
Grameen Foundation’s holistic approach to microsavings provides the framework and tools to develop and offer convenient, accessible, and secure poverty-focused savings programs while building sound financial, organizational, and operational practices that help transform microfinance institutions (MFIs) from credit-led to demand-driven institutions.
Effective data analytics is essential for meeting the bottom line, and is even more critical when you are trying to meet a double bottom line. This case study examines how PT Ruma – a social enterprise based in Indonesia – is using social and business data to change its business practices.
This is not volunteerism for the sake of volunteerism, but rather a new business model for solving some of the real problems impeding the scale, sustainability, and impact of microfinance and T4D initiatives. A greater and more strategic use of volunteers can help the field to realize, more rapidly, strategic and operational improvements.