December 2014
This report reviews the constraints that are hindering the adoption of traditional financial services by the mass market in Nigeria. It then provides an in-depth analysis of the banking landscape for digital finance and reviews barriers to adoption, such as the regulatory context, technical and infrastructure challenges, lack of agent networks and mobile and language literacy among the target demographic.
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http://grameenfoundation.org/sites/default/files/resources/Opportunities-for-Increasing-Access-to-Digital-Finance.pdf